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Apps, websites and business systems for UAE companies

Arabic and English apps, websites and business systems for UAE companies, built remotely from Cairo, with working software every one to two weeks.

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KF Tech Solutions is an independent software studio in Cairo, founded in 2020 by Kirollos Fayez. We design and build apps, websites and business systems for companies in the UAE, in Arabic and English, working remotely. We have no office in the Emirates. We already work with clients in the Gulf, and we don't name a client publicly without their permission.

This page covers what is specific to a UAE project: the e-invoicing rules that start in 2027, the local payment rails, licensing for online stores, the data protection regimes, and how our hours line up with yours. Each outside fact links to its source, and the full list is at the end.

Last checked: 6 November 2026.

What we build for UAE companies

UAE rules we design for

E-invoicing from 2027

The UAE's e-invoicing system covers all business-to-business (B2B) and business-to-government (B2G) transactions, and both the supplier and the buyer must appoint an Accredited Service Provider (ASP) (Ministry of Finance). Business-to-consumer (B2C) sales are excluded until a ministerial decision says otherwise (Ministerial Decision 244/2025).

WhoAppoint an ASP byGo live
Revenue of AED 50 million or more30 October 20261 January 2027
Revenue below AED 50 million31 March 20271 July 2027
Government entities31 March 20271 October 2027

Revenue means gross income in the most recent accounting period (Ministry of Finance; Ministerial Decision 244/2025).

How it works (Ministry of Finance):

  • Five corners. Your system (corner 1) sends the invoice data in PINT AE format to your ASP (corner 2), which validates it and passes it to the buyer's ASP (corner 3), which delivers it to the buyer (corner 4). Your ASP also reports the tax data to the tax side (corner 5).
  • A PDF is not an e-invoice. Nor are Word files, scans or emails.
  • Getting connected. Choose an ASP, register on EmaraTax, then connect (Ministry of Finance). The Ministry's list showed 86 accredited ASPs on 6 November 2026 (Ministry of Finance).
  • Recent changes. Ministerial Decision 197/2026, in force since 1 October 2026, removed the requirement to store invoice data in the UAE and excludes transactions inside a tax group for 24 months from 1 January 2027 (Ministry of Finance).
  • Penalties. Under Cabinet Decision 173/2026, announced on 30 October 2026, not implementing the system or not appointing an ASP costs AED 5,000, then AED 5,000 a month, up to AED 50,000 in any 12 months. Each e-invoice or credit note not issued or transmitted costs AED 100, up to AED 5,000 a month (Ministry of Finance).

Where we fit. We are not an ASP and never claim to be one. We prepare your POS or ERP data and connect it to the ASP you appoint, built to the published specifications. Our e-invoicing track record so far is Egypt's ETA e-receipt integration, live in production. For the dates and a checklist, see UAE e-invoicing deadlines for SMEs.

Payments

  • Aani and Jaywan. Al Etihad Payments, a UAE Central Bank subsidiary, runs Aani for instant payments of up to AED 50,000 per transaction, and Jaywan, the domestic card scheme, which works at points of sale, online, at ATMs and in wallets (The National).
  • Gateways. Card and wallet payments reach a store or app through a gateway you contract with, such as Network International, which merged with Magnati in 2025 (Wikipedia), or Telr, which covers the UAE and Saudi Arabia (Telr).

Selling online

  • Licence and approval. Under Federal Decree-Law 14/2023, online sellers need a licence that includes e-commerce activity and approval from the TDRA, and every transaction needs a clear digital invoice (u.ae).
  • Free zone or mainland. A free-zone company needs a licensed mainland distributor, or a mainland branch or company, to sell on the mainland (u.ae).
  • VAT in designated zones. Services supplied in designated zones are treated as supplied in the UAE and are taxed at the standard rate (FTA).

More in UAE e-commerce licence: what your online store needs.

Data protection

  • Mainland. The PDPL (Federal Decree-Law 45/2021) has been in effect since January 2022, but its executive regulations had not been formally issued as of 10 September 2026 (Legal 500).
  • DIFC and ADGM. Each has its own regime: DIFC Law No. 5 of 2020, overseen by a Commissioner of Data Protection (DIFC), and ADGM's Data Protection Regulations 2021, with its own Office of Data Protection (ADGM).
  • Sector rules. Payment service providers must store personal and payment data in the UAE, and health data is restricted (DLA Piper).

We design consent, retention and access rules for the regime that applies to your company. More in UAE data protection for apps.

UAE PASS

UAE PASS offers authentication and digital signatures or eSeals to government and private organisations, and data and document sharing to private organisations only (UAE PASS documentation). See UAE PASS login and signing for your app.

Working hours and the week

The UAE is on UTC+4 all year. Cairo is two hours behind in winter and one hour behind from the last Friday of April to the last Thursday of October (Ahram Online; offsets from the IANA time zone database). We work Sunday to Thursday, 10:00 to 18:00 Cairo time:

PeriodOur hours in UAE time
Last Friday of April to last Thursday of October11:00–19:00
Rest of the year12:00–20:00

The federal government's weekend has been Saturday and Sunday, with Friday a half day, since 1 January 2022 (u.ae). If your team works Monday to Friday, Monday to Thursday are full working days for both of us. The booking page shows our free times in your own time zone.

How a project runs

  1. A free 30-minute call on WhatsApp, in English or Arabic.
  2. A fixed, written quote with the scope, screens and deliverables.
  3. Clickable screens you can try before development starts.
  4. Working software every one to two weeks, so you can change direction early.
  5. Launch and handover with documentation and training, then support.

You talk directly to the people who build your product, and Kirollos Fayez leads every project.

Prices, currency and tax

Projects start from $200 (about AED 735); final price depends on scope, with a fixed written quote after a free call. The dirham figure uses the peg of 3.6725 dirhams to the US dollar, in place since 1997 (The National). What drives a budget is covered in our guides to website design and app development costs in the UAE.

On tax, as general information rather than tax advice: VAT in the UAE is 5% (PwC), and a VAT-registered UAE business that buys services from a non-resident supplier accounts for the VAT itself under the reverse charge (FTA). Check your own case with your tax adviser.

Contracts and code ownership

UAE copyright law (Federal Decree-Law 38/2021) protects software and gives an employer the rights to work its employees create in their jobs, unless agreed otherwise (Morgan Lewis). That rule is about employees, so with an outside studio, make sure the contract transfers the code and IP to you explicitly. With us, the code, the database, and the cloud, domain and developer accounts are in your company's name. More in software contracts for Saudi and UAE clients and nine things to check in a software development contract.

Work you can check

These public case studies show the kind of work we deliver:

  • Egypt ETA: e-receipt integration with the Egyptian Tax Authority's API, live in production.
  • Solana Red Sea: a real-estate platform for luxury homes on Egypt's Red Sea coast, with listings and lead capture.
  • GenTrack: a multi-tenant platform for generator rental companies in Egypt, combining live IoT monitoring with a cloud ERP.
  • Horus: a platform for a multi-branch mental-health clinic, with booking for in-person and online sessions.

The founder's background is on our About page.

Also working in Saudi Arabia? See software for Saudi businesses. For Kuwait, Qatar, Bahrain and Oman, see our Gulf page.

Common questions

Are you an Accredited Service Provider (ASP)?

No. ASPs are accredited by the Ministry of Finance, and we are not one. We prepare your POS or ERP data and connect it to the ASP you appoint.

When does e-invoicing apply to our company?

If your revenue is AED 50 million or more, you go live on 1 January 2027. Other businesses must appoint an ASP by 31 March 2027 and go live on 1 July 2027, and government entities go live on 1 October 2027. Sales to consumers are excluded for now.

Do you have an office in the UAE?

No. We are based in Cairo and work remotely, Sunday to Thursday. In UAE time our hours are 11:00–19:00 from late April to late October and 12:00–20:00 the rest of the year.

Do you work with free-zone, DIFC and ADGM companies?

Yes. The build is the same; what changes is the data protection regime that applies and, for a free-zone company selling to the mainland, how those sales are structured. We plan the system around the rules for your licence.

How does VAT work when we pay you?

As general information: a VAT-registered UAE business usually accounts for the VAT on services from a non-resident supplier itself, under the reverse charge. Confirm your own case with your tax adviser.

Who owns the code and the accounts?

You do. The code, the database, and the cloud, domain and developer accounts are in your company's name, and apps are published under your own Apple and Google accounts.

Start with a free call

Tell us what you need on the contact page, or book a free call at a time that suits you. We reply within one business day, Sunday to Thursday, Cairo time.

Sources

Checked on 6 November 2026.

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