Apps and websites for Kuwait, Qatar, Bahrain and Oman
Apps, websites and business systems for companies in Kuwait, Qatar, Bahrain and Oman, built from Cairo to each country's payment, tax and data rules.
KF Tech Solutions is an independent software studio in Cairo, founded in 2020 by Kirollos Fayez. We design and build apps, websites and business systems for companies in the Gulf, in Arabic and English, working remotely. We have no office in any Gulf country. We already work with clients in the Gulf, and we don't name a client publicly without their permission.
Saudi Arabia and the UAE have their own pages: Saudi businesses and UAE companies. This page covers Kuwait, Qatar, Bahrain and Oman, four markets whose rules differ more than they seem: one charges 10% VAT, two charge none, and one starts mandatory e-invoicing in 2027. Each outside fact links to its source, and the full list is at the end.
Last checked: 6 November 2026.
The four countries at a glance
| Topic | Kuwait | Qatar | Bahrain | Oman |
|---|---|---|---|---|
| VAT | None | None | 10% | 5% |
| E-invoicing | No mandate found | Draft law, not in force | Expected, no date | From 1 April 2027 for large companies |
| Data protection | CITRA Decision 26/2024 | Law 13/2016 | Law 30/2018 | Royal Decree 6/2022 |
| Local payments | KNET | NAPS, Himyan, QPay, Fawran | BENEFIT, BenefitPay | OmanNet |
| Delivery apps | talabat, Keeta | talabat, Keeta, Snoonu | talabat, Keeta | talabat |
| Time zone | UTC+3 | UTC+3 | UTC+3 | UTC+4 |
Each cell is sourced in the country sections below. talabat describes itself as the category leader across its eight markets, all four of these countries among them (talabat).
Kuwait
- Tax. Kuwait has no VAT; the GCC VAT framework is still under discussion in the National Assembly (PwC). We found no e-invoicing mandate when we checked on 6 November 2026.
- Payments. Nearly 80% of online transactions in Kuwait use KNET cards; KNET has 11 member banks and accepts local debit cards (Checkout.com). Some gateways, Checkout.com among them, offer KNET as a gateway-only method that needs a direct contract with the local provider (same source).
- Data protection. CITRA's Administrative Decision 26 of 2024 defines a "service provider" broadly enough to include anyone running a website, app or cloud service that collects personal data. Terms must be given in Arabic and English, consent is required, and breaches must be reported to CITRA and to the people affected within 24 hours. Penalties reach one to five years in prison and/or KWD 500 to 20,000 (DLA Piper).
- Delivery apps. Alongside talabat, Keeta launched in Kuwait on 15 September 2025 (TechNode).
What this means for a Kuwait project: Arabic and English terms and consent screens from the first release, a breach procedure that meets the 24-hour deadline, and KNET at checkout. More in Building a website or app for Kuwait: KNET and CITRA.
Qatar
- Tax. Qatar has no VAT; excise tax has applied since 1 January 2019 (PwC).
- E-invoicing. On 6 May 2026 the Cabinet approved a draft e-invoicing law and its executive regulations, prepared by the Ministry of Finance with the General Tax Authority (QNA). We found no evidence that it has been enacted, and no dates for when it applies.
- Payments. Himyan is the national card: the debit version launched on 30 March 2024 and runs on NAPS, and online shopping goes through the QPay portal (QNA). Qatar Central Bank planned to launch Fawran, a 24/7 instant transfer service, in March 2024 (QNA).
- Data protection. Law 13 of 2016 is overseen by the NCGAA, part of the National Cyber Security Agency. Breaches must be reported within 72 hours, sensitive data needs authorisation and a data protection impact assessment, fines reach QAR 5 million (about 1.4 million US dollars), and the Qatar Financial Centre has its own regime (DLA Piper).
- Delivery apps. Alongside talabat, Keeta has operated in Doha since 19 August 2025 (imsilkroad.com), and Snoonu is now majority-owned by Saudi Arabia's Jahez, which completed a 76.56% stake in October 2025 (Bridge MENA).
More in Website and app projects in Qatar: what's different.
Bahrain
- Tax. VAT is 10% since 1 January 2022, administered by the National Bureau for Revenue, and registration is mandatory above BHD 37,500 (Bahrain national portal).
- E-invoicing. Expected, under a framework similar to Saudi Arabia's, but with no official date (PwC).
- Payments. BENEFIT runs Bahrain's electronic funds transfer system, including Fawri+ (24/7 transfers), Fawri and Fawateer (bill payment) (Central Bank of Bahrain). Its BenefitPay app handles QR payments at merchants, Fawri+ transfers and Fawateer bills (App Store).
- Data protection. The Personal Data Protection Law (Law 30 of 2018), in force since 1 August 2019, allows transfers to 83 listed jurisdictions or on other legal grounds, requires breach notice within 72 hours, and carries penalties of up to one year in prison and/or BHD 1,000 to 20,000 (DLA Piper).
- Delivery apps. Alongside talabat, Keeta launched in Bahrain on 5 January 2026 (EqualOcean).
More in Website and app projects in Bahrain: payments, VAT, data.
Oman
- Tax. VAT is 5% since 16 April 2021 (PwC).
- E-invoicing (Fawtara). Under Decision 189/2026, companies with annual supplies above OMR 5 million must e-invoice from 1 April 2027, and all others from 1 October 2027. Invoices must be XML, issued through a system linked to a provider accredited by the Tax Authority; paper invoices, PDFs and emailed images do not count. A voluntary pilot started at the end of August 2026 (Oman Observer).
- How Fawtara works. It uses a 5-corner model, and service providers are tested on the OpenPeppol test bed. Business-to-business invoices are exchanged in real time and consumer invoices within 24 hours, with consumer sales starting at the same time as business and government ones. Consumer invoices need a QR code generated by the seller, bilingual invoices are allowed, and businesses can keep their existing ERP (Tax Authority Fawtara FAQ).
- Our part. We are not a provider accredited by the Tax Authority. We prepare your POS or ERP data and connect it to the accredited provider you choose, built to the published specifications.
- Data protection. The Personal Data Protection Law (Royal Decree 6/2022) has been fully enforceable since 5 February 2026, overseen by the Ministry of Transport, Communications and Information Technology. A data protection officer is mandatory, breaches must be reported within 72 hours, and administrative fines reach OMR 2,000 per violation (CMS). Health, biometric and genetic data needs a permit, and the penalty for unlawfully transferring data abroad can reach OMR 500,000 (Clyde & Co).
- Payments. OmanNet is the Central Bank of Oman's payment gateway, and 95% of cards in Oman are OmanNet debit cards (Checkout.com).
More in Oman e-invoicing (Fawtara): what your POS needs.
What we build for companies in the four countries
- Bilingual websites and online stores, with the local payment method connected through the gateway you contract with. See web development.
- iOS and Android apps with the backend and admin dashboard behind them, published under your company's own developer accounts. See mobile app development.
- POS, ERP and CRM systems, including invoice data prepared for Fawtara in Oman. See business systems.
- System and payment integrations between your store, app and back office. See API and backend development.
Working hours in your time zone
We work Sunday to Thursday, 10:00 to 18:00 Cairo time. Kuwait, Doha and Manama are on UTC+3 and Muscat on UTC+4, none of them with daylight saving, while Cairo moves its clocks forward one hour from the last Friday of April to the last Thursday of October (Ahram Online; offsets from the IANA time zone database).
| Period | Kuwait, Doha, Manama | Muscat |
|---|---|---|
| Last Friday of April to last Thursday of October | 10:00–18:00 | 11:00–19:00 |
| Rest of the year | 11:00–19:00 | 12:00–20:00 |
The booking page shows our free times in your own time zone.
How we work with you
- A free 30-minute call on WhatsApp, in Arabic or English, then a fixed, written quote with the scope, screens and deliverables.
- Clickable screens before development starts, and a working build every one to two weeks.
- The code, the database, and the hosting, domain and developer accounts are all in your company's name.
- Launch and handover with documentation and training, then support after launch.
Projects start from $200 (about KWD 62, QAR 730, BHD 76, OMR 77); final price depends on scope, with a fixed written quote after a free call.
You talk directly to the people building your product, and Kirollos Fayez leads every project himself.
Work you can check
These public case studies show the kind of work we deliver:
- Egypt ETA: e-receipt integration with the Egyptian Tax Authority's API, live in production.
- GenTrack: a multi-tenant platform for generator rental companies in Egypt, combining live IoT monitoring with a cloud ERP.
- Horus: a platform for a multi-branch mental-health clinic, with booking for in-person and online sessions.
The founder's background is on our About page.
Guides for Gulf businesses
- E-invoicing in the GCC: where each country stands
- Own ordering app or delivery apps? A Gulf restaurant guide
- Delivery management software for Gulf businesses
- Booking and membership systems for Gulf salons and gyms
- Hiring an Egyptian software company from the Gulf
- Arabic SEO for Saudi and Gulf businesses
Common questions
Do you have an office in Kuwait, Qatar, Bahrain or Oman?
No. We are based in Cairo and work with companies in all four countries remotely, in Arabic or English. The first step is a free 30-minute WhatsApp call, booked in your own time zone.
Which of these countries require e-invoicing?
Oman, from 1 April 2027 for companies with annual supplies above OMR 5 million and from 1 October 2027 for the rest. Qatar has a draft law that is not in force, Bahrain expects e-invoicing with no official date, and we found no mandate in Kuwait when we checked on 6 November 2026.
Which payment methods should our store support?
It depends on the country: KNET in Kuwait, BenefitPay in Bahrain, OmanNet in Oman, and Himyan cards on NAPS through the QPay portal in Qatar. The payment gateway you contract with decides how each method is connected.
What are your working hours in our time?
Sunday to Thursday, 11:00 to 19:00 in Kuwait, Doha and Manama and 12:00 to 20:00 in Muscat, starting and ending one hour earlier from the last Friday of April to the last Thursday of October.
Do you build interfaces in Arabic and English?
Yes, and in Kuwait it is required: the CITRA decision says terms must be given in both languages. We write Arabic in formal Modern Standard Arabic and build the right-to-left layout from the start.
Who owns the code?
Your company does. The code, the database, and the hosting, domain and developer accounts are all in its name, and apps are published under your own Apple and Google accounts.
Start with a free call
Tell us what you need on the contact page, or book a free call at a time that suits you. We reply within one business day, Sunday to Thursday, Cairo time.
Sources
Checked on 6 November 2026.
- talabat: investor relations
- PwC tax summaries: Kuwait
- Checkout.com: KNET
- DLA Piper data protection: Kuwait
- TechNode: Keeta launches in Kuwait
- PwC tax summaries: Qatar
- QNA: Cabinet meeting of 6 May 2026
- QNA: Himyan debit card launch
- QNA: Fawran instant payments
- DLA Piper data protection: Qatar
- imsilkroad.com: Keeta in Doha
- Bridge MENA: Jahez completes Snoonu acquisition
- Bahrain national portal: VAT
- PwC tax summaries: Bahrain
- Central Bank of Bahrain: payment and settlement
- App Store: BenefitPay
- DLA Piper data protection: Bahrain
- EqualOcean: Keeta launches in Bahrain
- PwC tax summaries: Oman
- Oman Observer: Decision 189/2026 on electronic tax invoices
- Oman Tax Authority: Fawtara FAQ
- CMS: Oman's Personal Data Protection Law enters enforcement
- Clyde & Co: Oman's data protection law
- Checkout.com: OmanNet
- Ahram Online: Egypt daylight saving
- IANA time zone database
What we build
Custom Software
Business systems built around your exact requirements, not a template stretched to fit.
Web Development
Fast, responsive, conversion-focused websites and web applications.
Mobile Applications
Modern cross-platform apps for iOS and Android connected to real backends.
Business Systems
POS, inventory, HR, dashboards and internal management systems.
Automation
Replace repetitive manual workflows with smart, reliable automation.
IoT Solutions
Connect physical devices, sensors and software into one system.
AI Solutions
Integrate AI into real business workflows where it adds genuine value.
API & Backend
Secure, scalable APIs and backend infrastructure your product runs on.
Want something like this?
Tell us what you're building and we'll turn it into a real, working product.